Indira Awaas Yojana

Indira Awaas Yojana (IAY)
Centre for Budget and Governance Accountability, 2010
The rural housing scheme is one of the major beneficiary driven initiatives of the Ministry of Rural Development. The scheme got a magnificent impetus in 2008-09 with an increase of 127 percent over the previous year. With the Eleventh Five Year Plan overtly targeting 150 lakh houses for the rural poor during the plan period, it was expected that the impetus will continue.

However, allocation for the scheme for 2008-09 and 2009-10 remained same with a marginal increase in the present Union Budget 2010-11. Moreover, the present budget also saw a major increase in the unit cost of provisioning rural housing for both plain areas and hilly areas.

However, lack of concomitant increase in the total quantum of allocation for the scheme effectively scales down the physical targets for rural housing for a financial year.